Private Banking in Europe

26/02/2025

Today´s topic is focused on Private Banking in Europe. We will discover what services you can expect from the private banks and what benefits it might get for your portfolio.

Currently I have established a cooperation with several boutique private banks from the following destinations:

  • Zurich, Switzerland

  • Vaduz, Liechtenstein

  • Vienna, Austria


To become a private banking client and unlock exclusive financial advantages, you typically need to deposit or transfer an investment portfolio of €1M. However, some banks may welcome new clients with as little as €0.5M, offering flexibility for investors looking to leverage premium banking services.


Benefits of boutique Private Banks

Boutique private banks in Europe offer a highly personalized banking experience, catering to HNWIs with tailored financial solutions. Key advantages include:

  1. Lombard Loans – These banks provide flexible securities-backed lending, allowing clients to leverage their investment portfolios for liquidity while maintaining market exposure.

  2. International Mortgages (Cross-Border Mortgages) – Many boutique private banks specialize in financing EU and UK properties for international clients, offering competitive rates and structures tailored to cross-border financial needs.

  3. Exclusive Access to Investment Opportunities – Clients benefit from private equity deals, structured products, and alternative investments not typically available at retail banks.

  4. Multicurrency Banking & FX Solutions – Seamless multicurrency accounts and competitive foreign exchange services facilitate international transactions and wealth management.


These banks are ideal for clients seeking a high degree of flexibility, personalized service, and sophisticated lending solutions, including lombard loans and cross-border property financing.


Maximize Your Real Estate Investment

Looking to finance a premium €5M property in Europe? With the right strategy, you can optimize your leverage and enhance your purchasing power.

  • Secure a mortgage with 70% Loan-to-Value (LTV), providing €3.5M in financing.

  • Utilize a 50% Lombard loan against your €1M portfolio, unlocking an additional €0.5M.


In total, you can access €4M in external financing, allowing you to maximize your equity and enhance your investment potential.


Interested in tailored financing solutions? Contact me today to explore your options.